A retired couple reviewing a denied travel insurance claim due to a pre-existing medical condition, surrounded by cruise documents and brochures.

Dream Cruise Insurance Trap: Pre-Existing Condition Clause That Cost Thousands

The Problem After years of saving and planning, John and Mary, a retired couple, booked a European cruise that represented the trip of their dreams. Immediately after paying the non-refundable deposit, they purchased a comprehensive travel insurance policy to protect themselves from unexpected events. A few weeks before departure, John suffered a sudden episode related […]

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